BusinessInsights.

Accessing Capital During a Credit-Tightening Cycle

One of the first effects you might feel in a recession as a small business owner is the tightening of credit conditions. While larger businesses have access to varied forms of financing, smaller businesses more often depend on credit that can be obtained through intermediaries such as banks. During an economic downturn, intermediaries may tighten their underwriting or credit standards, making it more difficult for businesses to get approved for a loan.

Adam Zaabel | | Business Loans 5 minutes to read

How SBA 7(a) Loans Help Small Businesses During a Recession

If you’re like most small business owners, you’re probably keeping a close eye on expert predictions about whether a recession is coming (or has already arrived). Maybe you’re worried about how it will impact sales, or maybe you’re already looking for sources of capital to get you through uncertain times. In this article, we’ll walk through the historical context for SBA 7(a) loans during recessions and 4 ways the program can help small businesses during difficult economic times.

Adam Zaabel | | Business Loans 7 minutes to read

How to Apply for a 7(a) Small Business Loan in 30 Minutes or Less

In our recent webinar, NEWITY’s head of credit and underwriting, Adam Zaabel, walked small business owners through how to apply for a 7(a) loan in 30 minutes or less using the NEWITY portal. If you’re interested in a 7(a) loan, watch the recorded webinar or keep reading for an in-depth walkthrough of NEWITY’s simplified application process.

Adam Zaabel | | Business Loans 10 Minutes to read

Using 7(a) Working Capital Financing To Fight Rising Costs Due To Inflation

Inflation in the United States has soared in the past year to 8.5% and according to many experts it is here to stay for the next 12-18 months. For many small businesses, taking out a business loan is the best way to combat inflation right now.

Colin Fortner | | Business Loans 7 minutes to read

Financial Templates: Balance Sheet, Profit & Loss, and Personal Financial Statement

One of the most important items on the list of a small business owner is to keep track of their finances. After guiding many small business owners through the weeds of compiling financial statements, NEWITY has come up with the top three financial template walkthroughs to make your bookkeeping easy and accurate.  

Julia Lukicheva | | Business Loans 5 minutes to read

Introduction to the SBA 7(a) Working Capital Loan Program

Learn more about 7(a) Working Capital Loans with Adam Zaabel, as he guides business owners through a series of video walkthroughs about what it takes to get your business the capital it needs.

Adam Zaabel | | Business Loans 1 minute to read

The Best Loan Option for Small Businesses

Even with a history of strong operations and good credit, many small business owners find that they do not fit the credit standards of traditional banks.

Adam Zaabel | | Business Loans 5 minutes to read

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