Together we make 7(a) Working Capital Loans simple.

Working capital up to $25,000. Begin your SBA 7(a) Working Capital Loan application today. We’ve streamlined the SBA loan process — for you.

Business Benefits.

Wide Range of Uses

Can be used for marketing, membership programs, expos, payroll, 1099 payments, rent, utilities & more.

Low Interest Rates

SBA 7(a) loans offer some of the lowest interest rates with no additional fees.

Free Up Capital

By covering your operating expenses with this loan, you can deploy freed funds on other business improvements.

Built for purpose — dedicated to serve you.

Our easy-to-use online Smart Portal streamlines the application process,
while keeping you informed and organized along the way.

Simple online loan application.

Regular updates on your loan status.

Friendly support, with you all the way.

Resources for all your business leads.

To qualify for an SBA 7(a) working capital loan, your business must be:

  1. In operation for at least 3 years as a for-profit business
  2. US-based location and operations
  3. Owner supported / owner funded
  4. Within the SBA’s definition of small business
  5. Eligible per the SBA’s requirements
  6. Producing an average revenue over $100,000 per year for the past three years
  7. Minimum FICO score of 650 for majority owner

Applying for 7(a) is easy.

Follow the simple steps below to get your application submitted to the SBA today.

Step 1: Create Your Account

As soon as you create an account with NEWITY, you are on the way to securing your 7(a) Working Capital loan.

Step 2: Qualify Your Business

Follow the link below to learn the business qualifications for 7(a) Working Capital Loans.

Step 3: Gather Important Documents

Your 7(a) Working Capital Loan document checklist includes financial statements, income tax returns, and business certificate or license.

Step 4: Begin Your Application

Simply start a new application, follow the steps to ensure your business qualifies and rest assured, if you have any questions along the way our support team is here to guide you.

Start today, push your business to the next level.

7(a) working capital loans can be used in many ways to help your business take that next step.

Expenses such as — payroll, rent, utilities, marketing expenses, events, and seminars all are approved under this loan type.