Loan Document Checklist

1. 2023 & 2024 Business Tax Return
2. Most Recent Personal Tax Return for majority owner(s)
3. Business Bank Statements for the previous three months

If you haven’t filed your 2024 taxes or operate as a sole proprietor, please reference the Additional Documents for Special Circumstances section.

1. 2023 & 2024 Business Tax Return
2. Most Recent Personal Tax Return for majority owner(s)
3. Business Bank Statements for the previous three months
4. Business Debt Schedule if applicable

If you haven’t filed your 2024 taxes or operate as a sole proprietor, please reference the Additional Documents for Special Circumstances section.

2024 Business Taxes Not Yet Filed

1. Full Year 2024 Profit & Loss Statement

Operate as a Sole Proprietor

1. 2023 Personal Tax Return
2. 2024 Personal Tax Return
   1. If 2024 Personal Tax Return is not yet available, please provide a Full Year 2024 Profit & Loss for the Business

Other Business Documents

1. Corporate Bylaws / Operating Agreement if applicable
2. Active Lease Agreement if applicable
3. Schedule of Furniture, Fixtures and Equipment if applicable

Affiliated Business(es)

1. Most Recent Affiliated Business Tax Return if your business(es) meet SBA affiliation criteria

Majority Owner is not a U.S. Citizen

1. If a 20% or more owner is not a U.S. citizen, but is a lawful permanent resident, the following are required:   
   1. Copy of Permanent Resident Card (front and back)   
   2. USCIS Verification & Authorization Letter   
      • Note: Please note that once your application is submitted, we will provide you with the USCIS Verification & Authorization Letter for you to complete. Please physically sign this form with blue ink and return to us.