SBA 7(a) Loans up to $500k Now Available

Capital Programs

We provide small businesses of all sizes with access to capital. See how we can help your business grow.

See how we helped Jon & Christine get the funding they needed to grow.

SBA 7(a) Small Business Loans

Government-backed loans that won't break the bank.

What are 7(a) Loans?

The SBA 7(a) program is a low interest rate, long-term loan for eligible small businesses. Terms are typically more favorable than those offered to small businesses by banks.

Wide Range of Uses

7(a) loans provide small businesses with capital for rent, payroll, 1099 payments, utilities, marketing, memberships programs, debt refinancing and more.

Higher Likelihood of Approval

As a government-backed product, you are more likely to be approved for an SBA 7(a) loan compared to traditional bank loans.

ERC FastTrack

File your Employee Retention Credit and get capital back for your business.

What is ERC?

The Employee Retention Credit is a tax credit that provides businesses a tax refund up to $26,000 for each employee they retained through the pandemic.

What are Tax Credits?

Tax credits are incentives that allow businesses to save money on the taxes they owe. They can also be applied after and received through a tax refund.

Am I Eligible?

If you retained your staff throughout the pandemic then you may qualify for ERC — even if you accepted PPP loans.

ERC Advance

Get cash back for your already-filed ERC tax credits within 5 days of approval.

What is ERC Advance?

If you have already filed for your ERC tax credits we can help you get funding in days rather than waiting for the IRS.

How to Apply for Advance

Submit your application through our Smart Portal and upload your filed 941-X documents. We’ll verify your ERC claim and upon approval you’ll receive a cash advance within 5 days.

Why ERC Advance?

Cash flow is critical for the success of small businesses. With ERC Advance, you can cash in your ERC tax credits early and get funded quickly to grow your business.

FFCRA Self-Employment Tax Credits

See how much money you can get back through the Families First Coronavirus Response Act.

What is FFCRA?

The Families First Coronavirus Response Act is a program that allows self-employed individuals to apply for tax credits and receive money back for time spent away from work due to COVID-19.


Unlike the Employee Retention Credit, FFCRA is specific to self-employed individuals and sole-proprietorships and the requirements for eligibility are widely different.

Am I Eligible?

If you’re self-employed and were unable to work due to caring for yourself, another person, or your children you may be eligible to receive a tax credit.

To qualify for an SBA 7(a) small business loan, your business must be:

  1. U.S.-based and operated
  2. Owner supported / owner funded
  3. Eligible per the SBA’s requirements

Your loan amount will determined by the business’ average annual revenue, FICO score, and years in business