
When Should I Get a Small Business Loan?
The mistake most entrepreneurs make when considering small business funding is waiting until the need for capital is dire. Insufficient cash flow to make payroll,

The mistake most entrepreneurs make when considering small business funding is waiting until the need for capital is dire. Insufficient cash flow to make payroll,

Small businesses using AI are reporting in increase in revenue. Here’s how you can join them.

Key Takeaways The SBA expanded its International Trade Loan (ITL) program in May 2026 with two new initiatives — the Made in America Loan and

Key Takeaways Working capital is your business’s financial breathing room, calculated as current assets minus current liabilities, it covers day-to-day expenses like payroll, inventory, and

Key Takeaways The Debt Service Coverage Ratio (DSCR) shows how easily a business can pay its debt obligations from its operating cash flow. The SBA

Key Takeaways Whether you’re applying, uploading documents, or waiting on underwriting, our Member Services team is your go-to team for help, updates, and escalation. Our

Key Takeaways The Supreme Court has ruled Trump’s IEEPA tariffs unlawful This ruling opens the door for many businesses to get refunded for IEEPA tariffs

Key Takeaways Small business loans through traditional banks have become less accessible and affordable Some financial institutions are introducing AI into their lending processes, making

Key Takeaways Small businesses on average receive funding at less than half the rate of larger enterprises Traditional banks cannot justify the cost of funding

Key Takeaways A QBI allows eligible businesses to deduct up to 20% of their business’s qualified income from their taxes, allowing them to secure a
Applying for small business capital has never been easier. Gain access to the funding your business needs to grow.
Connect with our team by email, phone, or live chat.
Mon – Fri: 8am – 5pm CT
Sat: 10am – 7pm CT
Sun: Closed
Your loan amount will determined by the business’ average annual revenue, FICO score, and years in business